Anyone got a WILL.......
- Thread starter Finisher
- Start date
thats not the trojan logo is it?
and try prepaid legal I know I got scammed into the legal insurance thing once but the one thing good i got out of it was a free will
www.prepaidlegal.com I think
No, but So-Cal is the only USC team I know off the top of my head, I'm not a football nut. Mebbe South Carolina? Hell I don't know, LoL
Last edited:
Finisher
Trusted Member
University South Carolina's Gamecock mascot....... I didn't recognize it at first either. UK plays S. Carolina this weekend.......
I'm going to draw up a Will for my wife and myself this week. Hate to do it but needs to be done now that I've got a fam. Going to pick up some Term Life Insurance also...... Looking at 500K. There's a hell of a jump from 20 yrs to 30 yrs on the yearly premium. It's actually pretty affordable for the 20 yr policy. The 30 yr premium is over 1K for me and around 600 for the MS. Their premiums don't encourage the 30 yr Term Policy for men in their mid 30's. Seems they could care less for women.
Hate to get all this done but it's only smart for my child if a tree falls on my ass or get hit by a Coal Truck with no brakes!
I'm going to draw up a Will for my wife and myself this week. Hate to do it but needs to be done now that I've got a fam. Going to pick up some Term Life Insurance also...... Looking at 500K. There's a hell of a jump from 20 yrs to 30 yrs on the yearly premium. It's actually pretty affordable for the 20 yr policy. The 30 yr premium is over 1K for me and around 600 for the MS. Their premiums don't encourage the 30 yr Term Policy for men in their mid 30's. Seems they could care less for women.
Hate to get all this done but it's only smart for my child if a tree falls on my ass or get hit by a Coal Truck with no brakes!
s7v7n
Trusted Member
Don't do a term. Do a Variable policy. You can thank me later
Finisher
Trusted Member
Brother, I know absolutely nothing about which insurance to purchase. I've got a great accountant that keeps the wheels on....... It was recommended.Don't do a term. Do a Variable policy. You can thank me later
Bigkarch
New member
re
life insurance if a must...the amount depends on your bills and liabilites, such as mortgage and other expenditures...variable is a good policy, but a tad more expensive..
and as far as a will, you can go on line and down load the proper paper work and fill in the lines.....but if you are someone with a lot of assets, and more than one child, make sure you get an executor...less headaches for the family especially during the death a a loved one..
One website is LegacyWriter.com dont know too much about them but check others out...good luck
--------------------------------------------------------------------------------
Ten Reasons To Make a Legal Will Ten Reasons To Consult an Estate Planning Attorney
1. Make the most difficult time for loved ones easier.
2. Name who takes care of your children.
3. Prevent bitter family battles.
4. Simplify the legal process.
5. Name who gets your assets.
6. Prevent confusion.
7. Protect the family home or business.
8. Minimize legal costs.
9. Eliminate cost for administrator bond.
10. Give consideration to your personal choices. 1. Be sure that Legal Will documents are correctly prepared and executed properly.
2. Develop a Trust or Living Trust.
3. Help probate the Last Will & Testament after a loved one dies.
4. Protect and preserve assets.
5. Arrange the emotional and financial security of your children.
6. Minimize estate taxes.
7. Address specific state or local probate and tax laws.
8. Have an attorney serve as Executor or Guardian of the Estate.
9. Address complex issues related to prior marriages.
10. Keep the family business or personal assets whole
life insurance if a must...the amount depends on your bills and liabilites, such as mortgage and other expenditures...variable is a good policy, but a tad more expensive..
and as far as a will, you can go on line and down load the proper paper work and fill in the lines.....but if you are someone with a lot of assets, and more than one child, make sure you get an executor...less headaches for the family especially during the death a a loved one..
One website is LegacyWriter.com dont know too much about them but check others out...good luck
--------------------------------------------------------------------------------
Ten Reasons To Make a Legal Will Ten Reasons To Consult an Estate Planning Attorney
1. Make the most difficult time for loved ones easier.
2. Name who takes care of your children.
3. Prevent bitter family battles.
4. Simplify the legal process.
5. Name who gets your assets.
6. Prevent confusion.
7. Protect the family home or business.
8. Minimize legal costs.
9. Eliminate cost for administrator bond.
10. Give consideration to your personal choices. 1. Be sure that Legal Will documents are correctly prepared and executed properly.
2. Develop a Trust or Living Trust.
3. Help probate the Last Will & Testament after a loved one dies.
4. Protect and preserve assets.
5. Arrange the emotional and financial security of your children.
6. Minimize estate taxes.
7. Address specific state or local probate and tax laws.
8. Have an attorney serve as Executor or Guardian of the Estate.
9. Address complex issues related to prior marriages.
10. Keep the family business or personal assets whole
Last edited:
Finisher
Trusted Member
Pretty good list...... BK's top Ten and Ten.
I am drawing up my own so I'll be able to specify the details. Just not really looking forward to it......